Robert Kloss is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at ClearPlan Financial Inc. in Orchard Park, NY and the surrounding communities.
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The great entrepreneurial idea is there, along with the drive to turn that idea into a viable business. Finances are the X factor. The ultimate...
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Have you ever struggled to determine when you should sell a stock? If you have, then you are not alone. Most investors focus almost all of...
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“We have been persuaded to……Spend money we don’t haveOn things we don’t needTo create i...
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Much of the personal finance industry is focused on investing, but it’s also important to know how to be a better saver and spender. For many...
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A mortgage is a long-term loan that a homebuyer obtains from a bank, savings and loan, mortgage broker, online broker or even the property...
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Pre-bankruptcy CounselingUnder the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), individuals hoping to file a...
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When and how you apportion your retirement plan and employee benefits between you and your divorcing spouse is an essential family financial...
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It's unlikely the real estate market will return to the fever pitch of the mid-2000s anytime soon – and maybe that's not such a bad thing. But...
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"Having your cake and eating it too" is usually beyond what we can deliver in wealth management. That has been especially true when making...
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As Baby Boomers approach the last hurdle before the magic retirement age of 65, it is becoming increasingly newsworthy that growing legions of...
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