Nicholas G. Caramanica, CFP^®

Arlington Wealth Planning (AWP) is based in Arlington, Virginia, currently serving clients in the Metropolitan Washington D.C. area and beyond. Our primary services are Financial Planning (fixed fee an hourly), Investment Management, Corporate Retirement Plans (e.g. 401ks), and Tax Return services.

We focus on holistic financial planning, where we work with clients to understand their full life and financial situation. This not only allows us to provide comprehensive advice on questions asked by clients, but also allows us to address many facets of the client's situation thoughtfully and proactively.

A typical financial planning engagement would include the analysis of:
- Assets, liabilities, net worth, with comparisons against industry benchmarks
- Goals (identification, assessment, quantification, and planning), such as retirement, education, home purchase, family needs, investment properties, etc.)
- Investment allocation (based on risk tolerance assessment, time horizon, and mathematical modeling) and review of existing portfolios
- Cashflow and debt
- Taxes
- Estate risk (including assessment of needs for insurance, legal estate documents, and other estate protection)

A typical investment management engagement would include:
- Evaluation of risk tolerance and time horizon
- Development of a target investment allocation
- Selection of investments based on multi-factor research
- Establishing investment accounts and client portal with the custodian
- Trading to achieve target allocation
- Periodic review and reselection of investments
- Periodic realignment of chosen investments to target allocation
- Ongoing account rebalancing based on deviation thresholds
- Quarterly account statements, as needed
- Periodic account reviews and meetings with client

A typical 401k engagement would include:
- Assessment of current 401k against industry peers
- Review of current 401k fund lineup based on multi-factor fiduciary research
- Alignment of Recordkeeping, Third-Party Administration, and Custodial Platform
- 401k Plan Proposal
- 401k plan implementation, including participant registration and initial education
- 401k plan management, including period fiduciary reviews of fund lineup and comparison with industry peer data, meeting and collaboration with plan sponsors, and touch-points with participants to encourage participation, answer questions, and provide education on financial planning topics

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Budget & Debt Management, Comprehensive Financial Planning, Attending College, 401(k)/403(b)/IRAs, Buying a Home, Banking, Asset Allocation, Business Taxes, Career Change, Estate Planning, Investment Management, Corporate Finance, Employee Benefits, Government & Military, Mutual Funds, Getting Married, Real Estate, Insurance, Retirement, Stocks & Bonds, Life Planning, Startup, Starting a Family, Sudden Wealth, Personal Taxes