Michael Emser is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at in Williamsville, NY and the surrounding communities.
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We are getting toward that time of the year again where we start to reflect on the events of the past year and look forward to the...
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For many, the decision to get out of debt is preceded by weeks, months or possibly years of worry about these obligations. But it’s important...
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For many people, the grocery bill is one of the largest flexible budget items. Everyone needs food and water to survive, but after meeting this...
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It's never an easy question to answer. What should you save toward? Should you save only for retirement? Should you save for college first and...
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Maybe it’s not a word, or even a real disorder but I’m telling you it is TRUE…I have “start-itis.” You may know (or even have) the symptoms:...
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The excitement starts with an engagement ring. This starts months of planning for the big wedding day. Invitations, dresses, flowers, tuxedos,...
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It's never too early for military personnel and their families to start talking about the right financial steps to make when returning home.One...
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The good news for college-bound students and their families is that increases in education costs are slowing, according to the College Board....
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By FPA Members Elaine King, CFP®, CDFATM and Philip Herzberg, CFP®, AEP®, MSF Last Updated: May 7, 2012Dr. Lee Hausner,...
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