Laurence Schiffman, CFP<sup>&reg;</sup> - Financial Advisor

Laurence Schiffman, CFP®

Founder & Financial Guide

Traverse Planning

Traverse Planning, 12600 W Colfax Ave, Ste B320
Lakewood, CO 80215-3781
FINANCIAL ADVISOR'S WEBSITE
(303) 957-0307 CONNECT WITH Laurence
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General

Laurence Schiffman is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at Traverse Planning in Lakewood, CO and the surrounding communities.

Financial Advisor Overview

When working with clients I combine my financial planning skills with my background in accounting to optimize tax-efficiency for clients and their planning goals. I believe that successful tax planning creates a "bonus" return for clients, without having to take on additional market risk to achieve those additional returns. Knowing that finances are a very intimate topic to discuss with someone, I try to make the planning experience as nonjudgemental and unintimidating as possible for clients. This approach, combined with my knowledge and attention to detail, has allowed me to develop deep, long-lasting relationships with clients based on trust, personal accountability, and being selective with number of families we work with in order to provide the high-level of service and personalization we are committed to giving each client. While we work with a diverse group of clients, I specialize in working with clients that are within 10 years of retirement (or already retired), have tax-sensitive considerations (e.g. business owners, equity comp recipients, large taxable investment accounts), and those with more complex balance sheets. For corporate clients, I help businesses of all sizes design and manage low-cost retirement plans that are designed to help their employees fund their retirement goals through the use of professionally managed models and low-cost index fund investment options. In addition to providing comprehensive financial planning and investment management services, we also offer estate planning and tax preparation services (both depending on the level of complexity involved). For situations that we feel clients would be better served by other professionals for those tax/legal services, we provide referrals to other professionals we’ve vetted and worked with over the years, as well as collaborating with them throughout the process. Personally, I was born and raised in NJ and now call Highlands Ranch home. I’m an avid skier, having competed in Ski-Cross at both the amateur and semi-professional levels. When I’m not skiing or in the office, I enjoy spending time camping, traveling, and building LEGOs with my son Hunter.

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Financial Advisor Experience

I began helping clients in January 2006, while completing my senior year at the WP Carey School of Business (Arizona State University), where I earned a Bachelor of Science in Accountancy. With a goal of providing top-notch planning and advice to clients, I went on to enhance my industry knowledge by successfully completing the CERTIFIED FINANCIAL PLANNER™ and Chartered Life Underwriter® designation programs, in addition to passing the licensing exams for Life & Health Insurance, as well as the Series 6, 7, 63, and 66 exams. During the 13+ years that I spent working at a large insurance and investment company, I continued to feel the pressure to focus on products over planning, as well as significant limitations on I was (or wasn’t) allowed to advise clients on. After a great deal of soul searching and due diligence, I felt the only way to eliminate those conflicts of interest and truly serve my clients in the best way possible was to avoid affiliating myself with any firms that sold products or offered commission-based investments. The result was my decision to launch Traverse Planning in 2019, an independent advisory firm based out of Colorado, which is affiliated with Clear Creek Financial Management (an SEC Registered Investment Advisor). Upon deciding to stop selling insurance and commission-based investments in 2019, I deactivated my FINRA registration and insurance licenses, and the only active registrations I currently maintain are those with the CFP Board and SEC. I am also registered with the IRS as a Paid Tax Preparer (PTP).

Financial Advisor Certifications

Securities Registrations or Exam Qualifications

7, 6, 63, 66

Designations & Certifications

  • CERTIFIED FINANCIAL PLANNER™ (CFP®)
  • Other - CLU (inactive)

Financial Advisor's Specialties

Comprehensive Financial Planning, 401(k)/403(b)/IRAs, Charitable & Planned Giving, Asset Allocation, Career Change, Estate Planning, Investment Management, Getting Divorced, Employee Benefits, Irregular Income, Mutual Funds, Real Estate, Retirement, Stocks & Bonds, Life Planning, Succession Planning, Sudden Wealth, Nontraditional Households, Personal Taxes, Women's Finances

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