Karine R. Beard, CFP<sup>&reg;</sup> - Financial Advisor

Karine R. Beard, CFP®

CERTIFIED FINANCIAL PLANNER™

Clarus Wealth at Plum Creek

419 Jerry St
Castle Rock, CO 80104
+ 1 More Location

Clarus Wealth at Plum Creek

9125 W Thunderbird Road, Suite 100
Peoria, AZ 85381
FINANCIAL ADVISOR'S WEBSITE
(720) 510-1199 CONNECT WITH Karine
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General

Karine Beard is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at Clarus Wealth at Plum Creek in Castle Rock, CO and the surrounding communities.

Financial Advisor Overview

Wealth management is the art of learning and listening to a client’s life story to ascertain their primary goals. Then, by applying the science of financial planning to quantify outcomes and model risk, informed decisions can be made to help the client achieve these goals. This holistic approach to the planning process is one that I believe in and execute with all my clients. Wealth management and estate planning services include: managing assets to an optimized portfolio for risk/reward, tax diversification, business solution planning, college funding, wealth transfer and managing risk of loss on estate transfers to beneficiaries, longevity (lifetime cash flow), disability, death and long-term care.

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Financial Advisor Experience

Throughout my career, I’ve had the rare privilege of working at several of the largest brokerage and financial service firms in the world. While specializing in the capacity of retirement plans for non-profits I obtained my CFP® in 1994, which allowed me to rotate into more comprehensive financial planning and wealth management services. This ultimately led me to become an independent financial and estate planning practitioner in 2009, writing financial plans and managing assets for individual clients and families. This includes managing assets for clients in their qualified plans. Currently, I own and operate Clarus Wealth at Plum Creek, a firm located in Castle Rock, CO with a branch in Peoria, AZ. We are a financial and estate planning practice firm offering independent non-biased advice as well as collaboration with specialists on our team both internally and externally. Over the course of my career, I’ve provided thousands of financial plans and reports and look forward to helping people with my holistic approach to planning in the future.

Financial Advisor Certifications

Securities Registrations or Exam Qualifications

7, 63

Designations & Certifications

  • CERTIFIED FINANCIAL PLANNER™ (CFP®)
  • Other - Certified Estate specialist

Insurance Licenses

  • Life insurance: AZ, CO
  • Health/disability insurance: AZ, CO
  • Fixed annuities: AZ, CO
  • Variable annuities: AZ, CO

Broker-Dealer Affiliation

Private Client Services, LLC

Broker-Dealer Disclaimer

Investment advisory services offered through Clarus Wealth Advisors LLC a SEC Registered Investment Advisor. Securities offered by Registered Representatives though Private Client Services, Member FINRA/SIPC. Clarus Wealth Advisors LLC and Private Client Services are unaffiliated companies.
FINRA BrokerCheck

Financial Advisor's Specialties

Budget & Debt Management, Comprehensive Financial Planning, Attending College, 401(k)/403(b)/IRAs, Buying a Home, Charitable & Planned Giving, Annuities, Asset Allocation, Estate Planning, Investment Management, Limited Partnerships, Employee Benefits, Mutual Funds, Irregular Income, Insurance, Real Estate, Retirement, Stocks & Bonds, Life Planning, Long-term Care, Succession Planning, Sudden Wealth, Women's Finances

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Helpful Financial Planning Resources