James C. Bayard, CFP^®

I became a fee-based independent financial planner in order to provide my clients with objective advice. It is my passion and my goal to help ensure that my clients and their families are prepared for any time in their financial lives from accumulation through retirement. This preparation requires us to examine every aspect from income needs, education funding, insurance, long term care, budgeting, estate planning and investment management. Through continued education, ongoing research and partnering with the largest independent broker/dealer in the nation*, I provide my clients with knowledge and support as we help plan for their financial futures. In addition to holding my CERTIFIED FINANCIAL PLANNER™ designation I am also a Chartered Financial Consultant®. I co-founded Capital South Wealth Management, LLC. with the objective to help my clients plan for retirement, protect their families, replace their income once they do retire, and remain in the lifestyle they’ve grown accustomed to. Generally, I work with attorneys, entrepreneurs, and individuals nearing retirement, but feel free to reach out to me regardless of your situation. Other areas I focus my practice on include multi-generational planning, sudden wealth and special needs trusts.

Budget & Debt Management, Comprehensive Financial Planning, 401(k)/403(b)/IRAs, Asset Allocation, Estate Planning, Investment Management, Employee Benefits, Getting Divorced, Mutual Funds, Real Estate, Insurance, Retirement, Stocks & Bonds, Life Planning, Startup, Succession Planning, Long-term Care, Sudden Wealth, Special Needs, Women's Finances