Gary B. Sidder, CFP^®

Life Transition Planners, Inc. (LTP) is a fee-based, comprehensive financial planning and money management firm. LTP merged with Exit and Retirement Strategies in September 2017. The combined firm, ERSI-Life Transition Planners, has two CFP® practitioners and one ChFC-CLU planner. Gary Sidder, Ph.D., CFP®, and Stephen Brubaker, CFP®, are the principals of ERSI-LTP. Gary is a six-year (2012-2017) Five Star Wealth Manager award winner. The National Association of Board-Certified Advisory Practices (NABCAP, a 501(c)(3) non-profit) named LTP one of Denver's top wealth managers with the award as a 2014 Denver Premier Advisors practice. We complete financial plans for all prospective clients before recommending a course of action. We prefer to educate and enroll our clients, rather than selling to them. Our practice is mostly focused on families and business owners. We have two generations of families among several clients. We are looking to build long-term relationships with our clients and to help them meet their financial and life goals and objectives. Our clients' best interests always come first. Our compensation is primarily fee-based. Our professionals offer Investment Advisory Services through the Registered Investment Advisor -- Kestra Advisory Servces, LLC. Our broker/dealer is Kestra Investment Services, LLC. We custody our brokerage accounts with Schwab Institutional. Gary entered the financial services field in 1996 after 20 years working as an economic geologist, including 10 years with the U.S. Geological Survey and 10 years in private industry and teaching in graduate school. He conducts portfolio analysis, investment strategies, and asset allocation* for ERSI-LTP in addition to comprehensive financial planning. Gary applies his research background and a quantitative approach to allocate client portfolios in an effort to maximize return and minimize risk. Gary is an Adjunct Professor in the CFP® Board-registered Personal Financial Planning program at the Metropolitan State University of Denver where he teaches the Investment Planning and the Financial Calculator courses. These courses are among the seven classes students take to complete the educational requirement mandated by the CFP® Board of Standards. Most students in the class then sit for the CFP Board's comprehensive certification exam in order to qualify to become a Certified Financial Planner practitioner. Gary has taught more than thirty classes since 2000. Gary also served on the Education Committee and the Career Mentoring Committee of the local FPA chapter. LTP has trained five interns in the past eight years. For more information on the Five Star Wealth Manager and the research/selection methodology, go to: www.fivestarprofessional.com. To receive the 2017 Five Star Wealth Manager award, researched and managed by Five Star Professional, a wealth manager must meet 10 objective eligibility and evaluation criteria associated with wealth managers who provide quality services to their clients. 1716 wealth managers in the Denver area were considered for the award. 287 (17 percent of candidates) were named 2017 Five Star Wealth Managers which represents less than 7% of the total wealth managers in the area. Wealth managers do not pay a fee to be considered or placed on the final list of 2017 Five Star Wealth Managers. The Five Star award is not indicative of the wealth manager's future performance.

Budget & Debt Management, Comprehensive Financial Planning, Attending College, 401(k)/403(b)/IRAs, Buying a Home, Charitable & Planned Giving, Annuities, Asset Allocation, Career Change, Estate Planning, Investment Management, Limited Partnerships, Employee Benefits, Getting Divorced, Mutual Funds, Getting Married, Insurance, Job Loss, Real Estate, Retirement, Stocks & Bonds, Long-term Care, Starting a Family, Succession Planning, Sudden Wealth, Men's Finances, Personal Taxes, Women's Finances