Francisco Ayala is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at The Coleridge Group, LLC in Phoenix, AZ and the surrounding communities.
With mortgage rates at historic lows, many home owners are refinancing mortgages. But for many, this seems to be an impossible task. There are...
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Money management is a bigger issue than ever on college campuses. Parents and students should start working on the student's financial future...
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In the top few responses most people give when you ask what they know about investing, “it’s important to be diversified” is right up there...
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With Valentine’s Day approaching, the heat-of-the-moment urge might be to splurge — to buy something expensive for that special someone, even...
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Every January, millions of us begin the New Year with a very familiar set of resolutions: Lose weight, save money. Both goals are surprisingly...
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Want to know how to beat the market? “Sure,” you may say, “it’s possible. If I spent my every waking hour researching undervalued companies....
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You have probably heard that commodities are a great way to protect your portfolio from inflation and offer variety from traditional stocks and...
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This blog will continue the theme of how much you should be saving each year in order to meet the future goals that you have for yourself and...
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It’s apparent that Americans, both women and men, have not saved enough money for retirement. Studies have increasingly indicated that many...
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It is tax time and a frequent question I get is – Can I file married but separately for tax purposes?The easy answer is yes, but as always...
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