David Rosenstrock, CFP^®

Wharton Wealth Planning provides independent financial-planning and investment management services to individuals, families and small businesses. The way financial advisors are compensated can make a significant difference in the recommendations they make. Our philosophy is that independent, fee-only advice yields the best financial solutions. Our goal is to provide conflict-free services and place our clients' needs first. As a fiduciary, we are independent, objective, and commission-free. With over 25 years of experience, our dedicated advisor team is committed to providing extraordinary service to clients virtually and in-person. Our experienced financial planning team can help you implement a financial plan that is specific to your investment goals, cash-flow needs, family circumstances, and financial and tax situations. We use a detailed discovery and analysis process to help create a financial plan that works best for you. Financial plans and personal finance strategies are developed by a dual-credentialed CERTIFIED FINANCIAL PLANNER™ (CFP®) with an MBA to meet clients’ unique and evolving situations. Advisory services include: investment portfolio planning, tax planning, retirement planning (distributions and conversions), estate planning, cash flow planning, education planning, charitable giving, employee stock options, and insurance needs analysis. Wharton Wealth Planning reviews investment portfolios and suggests asset allocations that take a long-term view, enabling investments to compound over time to optimize the outcome. We can perform annual reviews to monitor the portfolio and, if necessary, rebalance the portfolio based upon the client’s individual needs, stated goals and objectives. Our process is to schedule a thirty-minute no-obligation meeting to review your current situation and goals. If you decide to proceed, simply upload a list of requested documents to a secure, online portal using a checklist we will provide. Once we have all of your data, we conduct our analysis in approximately two to three weeks.

Arbitration & Mediation, Budget & Debt Management, Comprehensive Financial Planning, Attending College, 401(k)/403(b)/IRAs, Charitable & Planned Giving, Annuities, Banking, Buying a Home, Career Change, Bankruptcy, Business Taxes, Asset Allocation, Cross-border Planning, Estate Planning, Investment Management, Corporate Finance, Disaster Recovery, Limited Partnerships, Government & Military, Employee Benefits, Getting Divorced, Irregular Income, Mutual Funds, Getting Married, Identity Theft, Real Estate, Insurance, Job Loss, Minority Financing, Startup, Life Planning, Retirement, Stocks & Bonds, Tangible Assets, Long-term Care, Succession Planning, Starting a Family, Sudden Wealth, Medical & Health Issues, Men's Finances, Nontraditional Households, Special Needs, Personal Taxes, Women's Finances