David A. Zavarelli, CFP^®

Financial Advisor

LPL Financial

55 Naugatuck Ave
Milford, CT 06460-6034

FINANCIAL ADVISOR'S WEBSITE

davidzadvisors.com

(203) 747-8911 CONNECT WITH David

Compensation

COMPENSATION METHODS

Commission and Fee

COMPENSATION CONSIDERATIONS

I can work with clients either on a fee basis or a commission basis. I have chosen this model because I don't believe there is a cookie cutter solution for everyone. I want to have the flexibility to do what works best for a client.

Minimums

HOUSEHOLD INCOME MINIMUM

No Minimum

Investable Asset Minimum

$100,000

My Links

My Website

FINRA

SIPC

General

David Zavarelli is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at LPL Financial in Milford, CT and the surrounding communities.

Financial Advisor Overview

As an independent Financial Advisor, absent of any pressure to sell proprietary products or services that do not suit client’s needs, I am able to commit my time and energy to customize a strategy to best help clients pursue their financial goals. Planning for retirement and navigating markets can be confusing. I provide one-on-one consultation and advice to help clients understand how their current and future savings and investing efforts can impact their specific goals. Specialties: • Retirement planning during working years • Develop strategies to maximize tax efficiency and manage risk • Retirement income generation in retirement • Planning college savings, including cost projection • Life insurance to protect families or ensure business continuity • Generating an income stream should one no longer be able to work due to becoming disabled • Allowing seniors to maintain their dignity and independence late in their retirement years • Providing retirement benefits to business owners for their families, and for their employees Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. For hyperlinks to FINRA and SIPC please see "my links" section of the profile. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. The LPL Financial registered representatives associated with this page may only discuss and/or transact business with residents of the following states: CT, FL, NJ, NY, NC, SC, TN

Financial Advisor Experience

Having worked in a traditional brokerage firm environment, a bank, and now as an independent Financial Advisor, I am uniquely qualified to understand the planning needs for a diverse set of circumstances and individuals. I am a CERTIFIED FINANCIAL PLANNER(TM) Practitioner and believe in doing only what is right for my clients.

Financial Advisor Certifications

Securities Registrations or Exam Qualifications

7, 24, 53, 63, 66

Designations & Certifications

CERTIFIED FINANCIAL PLANNER™ (CFP^®)

Insurance Licenses

Life insurance: CT, TN, FL, SC
Health/disability insurance: CT
Fixed annuities: CT, TN, FL, SC
Variable annuities: CT, TN, FL, SC

Broker-Dealer Affiliation

LPL Financial

Broker-Dealer Disclaimer

Securities offered through LPL Financial, Member FINRA/SIPC.

FINRA BrokerCheck

Financial Advisor's Specialties

Comprehensive Financial Planning, Attending College, 401(k)/403(b)/IRAs, Annuities, Banking, Charitable & Planned Giving, Asset Allocation, Cross-border Planning, Career Change, Corporate Finance, Estate Planning, Investment Management, Limited Partnerships, Employee Benefits, Getting Divorced, Mutual Funds, Insurance, Job Loss, Real Estate, Retirement, Stocks & Bonds, Life Planning, Long-term Care, Succession Planning, Sudden Wealth, Men's Finances, Nontraditional Households, Personal Taxes, Women's Finances