Christopher G. Lyding, CFP^®

CPA, PFS

Principal

V.I.P. Mortgage Inc.

15412 N 7th Dr
Phoenix, AZ 85023

(602) 882-5510

Compensation

COMPENSATION METHODS

Commission and Fee

COMPENSATION CONSIDERATIONS

Fiduciary Care, Full Compensation Disclosure

Minimums

HOUSEHOLD INCOME MINIMUM

$100,000

Investable Asset Minimum

$200,000

General

Christopher Lyding is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at V.I.P. Mortgage Inc. in Phoenix, AZ and the surrounding communities.

Financial Advisor Overview

As a Certified Financial Planner, I work with my clients in a holistic manner, with the goal of identifying where they are now, where they want to be and when they want to be there and then putting together a dynamic plan to help them achieve those goals. As a Certified Public Accountant, my goal is to help them achieve their goals in a tax-efficient manner through income-timing strategies as well as other tax-deferral and avoidance strategies. I greatly believe good tax planning can enhance overall returns and the achievement of financial planning objectives.

I relate very well with those who are interested in Retirement Planning and believe in the principles of Life-cycle planning including "building a floor" and "invest for upside". See riia-usa.org for more information.

I also love working with those of the "Sandwich Generation" as my wife and I cared for elderly parents for 5 years while raising and educating children into and through college. I understand the issues and difficulties involved and believe I can offer significant help.

Rounding out the inter-generational theme, also as a result of personal experience, I love helping high-achieving young people in the college planning process. The FAFSA is a tax-oriented form and I am passionate about tax-planning.

I also have great admiration for Small Business Owners. They drive the economy and are usually so focused on their businesses that they don't have time for the important planning issues. I relate to them because I have been one for almost 30 years.

Financial Advisor Experience

Chris Lyding, CFP, CPA, PFS

Financial Advisor and Planner - February 2008 to Present

Real Estate Broker - November 1989 to February 2008

Real Estate Developer, Investor and Management - September 1983 to November 1989

Certified Public Accountant - July 1979 to September 1983 (obtained my CPA Designation 1983 after completing experience requirements)

Financial Advisor Certifications

Securities Registrations or Exam Qualifications

Designations & Certifications

CERTIFIED FINANCIAL PLANNER™ (CFP^®)
Certified Public Accountant (CPA)
Personal Financial Specialist (PFS)

Insurance Licenses

Life insurance
Health/disability insurance
Fixed annuities
Variable annuities

Broker-Dealer Affiliation

None/NA

Financial Advisor's Specialties

Budget & Debt Management, Comprehensive Financial Planning, Attending College, 401(k)/403(b)/IRAs, Buying a Home, Charitable & Planned Giving, Annuities, Asset Allocation, Estate Planning, Investment Management, Government & Military, Employee Benefits, Getting Divorced, Mutual Funds, Getting Married, Real Estate, Insurance, Life Planning, Retirement, Long-term Care, Starting a Family, Succession Planning, Sudden Wealth, Medical & Health Issues, Men's Finances, Special Needs, Personal Taxes, Women's Finances