Carl D. Goodin, CFP^®

Carl Goodin grew up in and around St. Louis, Missouri. He attended Lafayette High School in St. Louis County, MO, graduating with honors. After receiving a bachelor's degree from the University of Missouri he completed coursework toward an MA in Finance and Economics from Webster University. His grade point average in graduate studies is 4.0. He completed the CFP professional education program (College for Financial Planning, Denver, CO) in 1989.

He began his career in finance and insurance in 1979 as an aircraft insurance (property and liability) underwriter. In 1981 he chose to continue serving the aviation community, but in a different capacity, primarily as a life and health insurance producer associated with Lincoln Financial Group. During this period his clientele expanded from those associated with aviation to include small business owners and other professionals. Also during this period he became interested in providing personal financial planning services not focused on life insurance sales. In 1986 he accepted an offer to become the regional manager of the UNUM noncan disability income office in St. Louis, only to return to Lincoln Financial as regional manager in 1988. During this period he successfully completed the examination requirements for the Missouri Uniform Securities license (Series 63), the Investment Company/Variable Contracts representative license (Series 6), the General Securities representative license (Series 7), the General Securities Principal license (Series 24) and the CERTIFIED FINANCIAL PLANNER designation.

Believing that he could offer better, more objective advice to his clients in a more independent setting, he left Lincoln Financial in 1990, subsequently establishing Financial Planning Associates, Inc., a FeeOnly financial planning and investment advisory firm. Carl is a member in good standing of the Financial Planning Association and the National Association of Personal Financial Advisors.