Alfred L. Hymans, CFP^®

Adviser

Essential Financial Strategies

6520 Lonetree Blvd., Suite 2020
Rocklin, CA 95765

FINANCIAL ADVISOR'S WEBSITE

www.EFSplanning.com

(916) 333-2086

Compensation

COMPENSATION METHODS

Commission and Fee

COMPENSATION CONSIDERATIONS

Fee-Based Compensation. Our fees are quite fair and competitive.

Minimums

HOUSEHOLD INCOME MINIMUM

$50,000

Investable Asset Minimum

$25,000

My Links

EFS Planning Website

General

Alfred Hymans is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at Essential Financial Strategies in Rocklin, CA and the surrounding communities.

Financial Advisor Overview

As a Certified Financial Planner Practitioner(R) I help my clients to create a path to and through retirement and then stay connected to help them stay on that path during their golden years. I focus on my clients' individual needs, goals and desires and form unique financial plans that stick with their requirements.

Financial Advisor Experience

I have spent my entire 40 year career involved with finance. First as the CFO of an international sales and engineering firm. Then as a State Farm agent in a new finance-focused agency model and now with over 16 years as a dedicated financial planner and investment manager. My firm is Essential Financial Strategies. www.EFSplanning.com.

Financial Advisor Certifications

Securities Registrations or Exam Qualifications

7, 6, 63, 66

Designations & Certifications

CERTIFIED FINANCIAL PLANNER™ (CFP^®)

Insurance Licenses

Life insurance: California
Fixed annuities: California
Variable annuities: California, Hawaii, Georgia, No. Carolina, Oregon

Broker-Dealer Affiliation

Osaic Wealth, Inc.

Broker-Dealer Disclaimer

Securities offered through Securities America, Inc., Member FINRA/SIPC. Advisory services offered through Securities America Advisors, Inc. Securities America and Essential Financial Strategies are separate entities. CA Insurance License #0D55562.

FINRA BrokerCheck

Financial Advisor's Specialties

Comprehensive Financial Planning, Attending College, 401(k)/403(b)/IRAs, Annuities, Buying a Home, Career Change, Asset Allocation, Business Taxes, Estate Planning, Investment Management, Employee Benefits, Getting Divorced, Irregular Income, Mutual Funds, Insurance, Retirement, Stocks & Bonds, Life Planning, Long-term Care, Succession Planning, Sudden Wealth, Personal Taxes, Women's Finances